Bench Banking by Mainstreet
Money management designed for small business success
Bench Banking by Mainstreet* puts your money to work and gives you the financial visibility you need.
Features and rewards to run your business smarter
Earn while you save
Earn 1.00% Annual Percentage Yield (APY)** on every dollar in your account
Manage money with confidence
Stay in charge with team controls, designated accounts, and detailed spend analytics
Eliminate admin work
Automate expense tracking and sync your accounting tools
Banking
Money management built for financial visibility, high yield savings, and automated expense management
See what smart financial management looks like
It’s free to open an account and manage your money with Bench. No monthly fees*** or minimums.
Step 1
Apply and activate your account in minutes
Step 2
Start earning 1.00% APY** on your balance immediately
Step 3
Get full visibility and control over your finances
Spend anywhere, online or in person
Issue physical and virtual cards for your team, with real-time transaction monitoring.
Organize your money with dedicated accounts
Set up designated accounts for taxes, payroll, savings, expenses, and more.
Coming Soon
Automate your bill payments
Pay vendors and track cash flow with smart automation
Frequently Asked Questions
Where can I use the Bench Visa Debit Card?
Is Bench a bank?
Who issues the Bench Visa® Debit Card?
How much does Bench Banking by Mainstreet cost?
Take the next step
towards simplifying your finances
*Bench is a financial technology company and not a bank. Banking services are provided by i3 Bank, Members FDIC. Visa® debit cards are issued by i3 Bank, Members FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
Accounts are eligible for pass-through deposit insurance only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. There may be a risk that pass-through deposit insurance is not available because conditions have not been satisfied. In such cases, funds may not be fully insured in the event the insured depository institution where the funds have been deposited were to fail.
**The advertised rate is an approximation and is rounded to the nearest hundredth of a percent. Annual Percentage Yield (APY) is variable and subject to change after account opening. Rate is compounded monthly and credited monthly.
***No account or domestic transaction fees. Some foreign transaction fees may apply in limited circumstances.
